Finance · AI · Defensible decisions
I'm Dr Pedram Nourani — finance academic, CPA and Chartered Accountant, and advisor to organisations working out what AI actually changes about financial work, and what it doesn't.
The models can produce the model now. The value has moved to the person who can tell whether the output is right, defensible, and worth acting on. That shift is what I research, teach, and help businesses navigate.
PhD (Economics) · MBA (Finance) · CPA Australia · CA ANZ · SFHEA · Assistant Professor of Finance, Sydney
The model can produce the model.
Production has become abundant. The harder work begins after an answer appears: testing its assumptions, tracing its logic, understanding its limits, and deciding whether it deserves to shape a real financial decision.
That is the verification economy — and it changes where experienced financial judgement creates value.
Advisory · Personal capacity
Where AI meets accountability.
I work with finance teams and firms on where AI creates real leverage and where it quietly introduces risk — from workflow design to governance and the judgement layer that can't be automated.
Discuss an advisory briefEvery workflow still has to pass four tests
- Leverage
- Where AI-enabled finance workflows remove avoidable effort without hiding how the work was produced.
- Risk
- Where speed or scale creates new control, governance, and professional exposure.
- Verification
- How outputs are checked, challenged, and evidenced before they inform a decision.
- Judgement
- Who remains accountable for the call — and what they need to know before making it.
Writing · The verification economy
Capital & Code
Capital & Code is my newsletter on the verification economy: what happens to finance, accounting, and professional work when production is free and verification is the scarce skill.
“Production is cheap. Verification is the scarce skill.”
All issues on Substack →What the Certification Still Certifies
Frontier models now pass the CFA's hardest mock exams in minutes. The credential's gate has to move from recall to live, defended judgement.
Read the essay →The Signature Is the Moat
AI can produce the work, but it cannot answer for it. Why the sign-off — where liability lands — is the durable human position in finance.
Read the essay →Everyone's Using the Same Brain
Nearly every firm now rents the same few models — and reaches the same answers. In a market, that is not an edge. It is a crowd.
Read the essay →Tools · Assumptions visible
Tools that show their working.
Free tools that show their working — every calculator publishes its assumptions — and GridGo, my library of practical planning templates.
Open finance tools
Assumptions first.
Free finance tools designed to keep inputs, assumptions, and working visible — so an answer can be examined, not merely accepted.
GridGo
Planning, made practical.
A library of practical spreadsheet planning templates for work that benefits from structure, clarity, and an inspectable model.
Ask about GridGoAbout · Professor-practitioner
Theory tested against practice.
I'm Dr Pedram Nourani, an Assistant Professor of Finance based in Sydney, Australia, and a former economic advisor on major public infrastructure investment.
In my personal capacity, I advise CFOs, finance teams, and professional firms on what AI genuinely changes about financial work. I research and teach finance, accounting, AI, judgement, and professional work.
PhD (Economics) · MBA (Finance) · CPA Australia · CA ANZ · SFHEA
A considered next step